Pension Reform 2020

On October 3 of last year, Vladimir Putin signed the Federal Law 350-FZ, which marked the implementation of the pension reform in Russia. The first stage of its implementation began with the adoption of this law. Its second stage is delayed until 2020.

What awaits Russians in accordance with the law

The law amended the onset of retirement age. The adjustment was made on the offensive:

  • old-age insurance pensions;
  • preferential categories of “early retirees”;
  • "northern" pensions;
  • civil servants pensions;
  • social (old age) pensions.

Presidential Decree on Insurance Pensions

The government drafted a law that amended the retirement age in the following range: men, on the new introduction, were supposed to apply for a pension of 65 years (increase in qualification by 5 years), and women - in 63 (increase in qualification of 8 years). The president corrected these figures, proposed not to infringe on the rights of women, and determined their retirement age at 60 years.

The table reflecting the retirement age (as amended) from 01/01/2019:

Previous Legislation Data: Year of Pension Registration New Age (Calculation Method) of Retirement

YearHusbandWives
201960 l + 0.5 g55 L + 0.5 g
202060 l +1.5 g55 L + 1.5 g
202160 l + 3 g55 l + 3 g
202260 l + 4 g55 l + 4 g
202360 l + 5 l55 L + 5 L

These tables clearly demonstrate that the increase in the retirement age for old age will be phased. More “lucky” to the Russians who apply for a retirement pension in 2019 and 2020. Lawmakers have established the right to an earlier retirement (six months earlier), a fixed term of 1 year. This rule applies only to the first two years of pension reform. Women with a year of birth - 1968, and men - 1963, the first to retire already in accordance with new legislation.

Beneficiaries: retirement age

The categories of so-called “beneficiaries”, who earlier retired, included doctors and teachers. To do this, they needed the necessary experience, which, depending on their location in Russia, was determined at 25, 30 years. Currently, their retirement will also be moved:

Year determining the required length of serviceWhen will the appointment of a pensionRetirement (year)
2019+ 6 months2019 - 2020
2020+18 months2021 - 2022
2021+36 months2024
2022+48 months2026
2023+60 months2028

You can visually (according to the table) see the movement of retirement of doctors and teachers for five years. “Theater workers” also belong to “beneficiaries”. Previously, they were assigned the pension they earned: men — 55 years old, and women — 50. The retirement date for this category of citizens was also progressively moved to 55/60 for women and men, respectively.

Raising the age of northern pensions

Also, an increase in retirement has affected workers in the Far North. Now these Russians will also retire with a gradual increase in the age of pensions (moved by five years: women (under the new law) - at 55, men - at 60).

Government Pensions and Reform

The pension reform for civil servants actually began back in 2017, when the corresponding law was passed regulating the retirement of this category of workers. He had a significant difference from the latest innovations: the law approved a phased increase in age, each year for 6 months. A new change also affected this category of Russians: starting in 2020, the term for their retirement will gradually increase not by six months, as it was before, but immediately by a year. Also, civil servants have set the retirement age of 63 years.

The year of the previously planned retirement (under previous legislation) of civil servants Calculation of retirement for changes in the law

YearHusbandWives
201760 L +0.5 g 55l + 0.5g
201860 l + 1 g55 l + 1 g
201960 l + 1.5 g55 L + 1.5 g
202060 l + 2 g55 l + 2 g
202160 l + 3 g55 l + 3 g
202260 l + 4 g55 l + 4 g
202360 l + 5 l55 L + 5 L
202455 L + 6 L
202555 L + 7 L
202655 L + 8 L

The table clearly shows the acceleration of the reform of civil servants by three years.

Social pensions

These pensions are issued by the category of citizens who have not earned seniority. Previously, such citizens were legally granted a pension upon reaching the following age: 60/65, respectively, women and men. Under the new changes, now the social old-age pension will be assigned to 65/70 - women and men.

Additions to innovations in the pension system

In addition to an increase in the qualification for the retirement age, the term for early retirement was legislatively changed. Early on, women can apply for retirement when they have an insurance record in the PFR - 37 years old, men - 42 years old. Early adoption of pensions for mothers with many children was also legislatively approved: if there are three children, the retirement age is 57 years old, if there are 4 children - 56, and in the presence of five or more children, retirement remained unchanged - at 50 years old.

Categories of citizens who did not affect changes in the law

There are three categories of citizens who are not affected by changes in age qualifications:

  1. Russians engaged in hard work and with harmful conditions:
    • pilots and flight test staff;
    • workers working at special “heavy” tariffs;
    • railway and subway workers;
    • drivers of road equipment;
    • tractor drivers;
    • timber rafting workers;
    • drivers of vehicles in the mines;
    • in the construction of mines and mines;
    • drivers of trams, trolleybuses, other public transport.
  2. Citizens who have been granted a pension due to social or health reasons:
    • parents of disabled children;
    • 1 group of visually impaired;
    • disabled people due to military trauma;
    • women who have given birth and raised up to 8 years of age five (or more) children.
  3. Citizens with health problems due to disasters (Semipalatinsk test site, Chernobyl nuclear power plant)

The second phase of the pension reform is postponed until 2020

The pension system that existed in Russia previously provided for the formation of the funded part of the pension, which consisted of pension transfers. That is, earlier 22% of wages were transferred to the Pension Fund, which were divided into two parts: 16% - the insurance part of the pension, and 6% - the funded part. Since 2014, this part of the pensions has been frozen due to the difficult international situation of Russia and the imposition of sanctions on it. The Russian government plans to further improve the pension system, which consists in the abolition of the mandatory funded part of it. It is planned that citizens themselves will form the funded part of their future pension. These voluntary contributions will be from 1 to 6%, at the discretion of the person himself. They will be called IPK - individual pension capital. The IPC is planned to be put into effect in 2020. This part of the pension reform was postponed due to the negative reaction of Russian citizens to raising the retirement age.

It should be noted that the transfer to a new type of deductions will be carried out voluntarily by writing the appropriate application. The previously existing funded part of pensions will be canceled. There are two ways to read it if the funded part is in the FIU:

  1. Transfer of the funded part to the points governing the size of the insurance pension.
  2. Redirect the accumulated funds from the PFR to the NPF during the “transitional” period to form the IPC.

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